Saturday, January 9, 12:30–5 p.m., Blaine Public Library, 610 3rd Street. This free workshop presents info on the Washington State Housing and Finance Commission’s first mortgage programs, down payment assistance and other loan programs; and is accepted by all affordable housing loan programs as meeting or exceeding educational requirements. Presented by local realtor Suzanne Dougan, and mortgage loan officer Josh Zandstra. Registration is required and space is limited. Register online at wcls.org or call the library at 305-3637.