Too often consumers become confused and frustrated in their search for answers to some of the basic questions regarding Medicare. Below are some tips to make the transition to Medicare easier.
Medicare tip 1: Know your Medicare open enrollment period.
Be aware: Medicare has specific enrollment periods, so don’t wait. You become eligible for Medicare benefits when you turn 65, and you can choose and enroll in your plan during the month of your 65th birthday and the three months before and after. So if you turn 65 in June, 2017, you will be able to enroll from March through September, 2017. If you miss this window, you’ll have to wait until the next general enrollment period (between January 1 and March 31 each year) to enroll.
Medicare tip 2: Know the different parts of Medicare.
Medicare is often referred to as having different parts. First is Original Medicare, which consists of Part A – Hospital, and Part B – Medical. People often purchase supplemental insurance to help close the gap in their coverage. The “other” Medicare insurance is called Medicare Advantage, or Part C. It combines Parts A and B into one plan and will often include Part D, prescription drug coverage.
Medicare tip 3: Know your health care needs.
Answering these questions will help you understand what services you need covered under your Medicare plan.
• Do you have a lot of prescription drugs?
• Do you need vision, hearing, and/or dental coverage?
• Do you have a condition that requires a lot of care or doctor visits?
• Are there certain doctors or specialists that you know you want to be able to see?
Medicare tip 4: Do some
Take some time to learn about Medicare. Visit the Medicare website at medicare.gov to learn more about all of the Medicare options available to you and find answers to all of your Medicare questions.
Medicare tip 5: Still have questions? Contact an expert.
Medicare is confusing, but there are experts dedicated to helping you understand it better. If you’re not quite ready to make the decision on your own, there are plenty of resources at your disposal to help point you in the right direction.
Contact a local licensed sales agent to learn more about your Medicare plan options.
Courtesy of Fortiphi.